Bank of Baroda 1 Year FD rate: 6.85% (general) & 7.35% (senior citizen). Maturity for ₹5 Lakh: ₹5,35,140.
| Year | Deposit | Interest Earned | Maturity Value |
|---|
Bank of Baroda offers 1 Year Fixed Deposit at 6.85% p.a. for general citizens and 7.35% p.a. for senior citizens. Interest is compounded quarterly. Premature withdrawal policy: 1% penalty on applicable rate.
Tenure: 1 Year · Quarterly compounding
| Deposit Amount | Maturity Amount | Interest Earned | Total Return |
|---|---|---|---|
| ₹25K | ₹26,757 | ₹1,757 | 7.0% |
| ₹50K | ₹53,514 | ₹3,514 | 7.0% |
| ₹1 Lakh | ₹1,07,028 | ₹7,028 | 7.0% |
| ₹2 Lakh | ₹2,14,056 | ₹14,056 | 7.0% |
| ₹5 Lakh | ₹5,35,140 | ₹35,140 | 7.0% |
| ₹10 Lakh | ₹10,70,280 | ₹70,280 | 7.0% |
| ₹25 Lakh | ₹26,75,699 | ₹1,75,699 | 7.0% |
| ₹50 Lakh | ₹53,51,399 | ₹3,51,399 | 7.0% |
| ₹1 Crore | ₹1,07,02,798 | ₹7,02,798 | 7.0% |
Bank of Baroda offers 1 Year Fixed Deposit at 6.85% p.a. for general citizens and 7.35% p.a. for senior citizens in 2026. Rates are subject to change.
A ₹5 Lakh FD in Bank of Baroda for 1 Year at 6.85% (quarterly compounding) will mature to approximately ₹5,35,140. The interest earned would be ₹35,140.
Yes, Bank of Baroda offers an additional benefit for senior citizens with a rate of 7.35% p.a. for 1 Year FD, which is 0.50% higher than the general rate.
The minimum deposit amount for Bank of Baroda Fixed Deposit is ₹1,000. Interest is compounded quarterly.
Yes, premature withdrawal is allowed. Bank of Baroda's premature withdrawal policy: 1% penalty on applicable rate. It's recommended to keep the FD till maturity for maximum returns.