IndusInd Bank 2 Years FD rate: 7.25% (general) & 7.75% (senior citizen). Maturity for ₹5 Lakh: ₹5,77,270.
| Year | Deposit | Interest Earned | Maturity Value |
|---|
IndusInd Bank offers 2 Years Fixed Deposit at 7.25% p.a. for general citizens and 7.75% p.a. for senior citizens. Interest is compounded quarterly. Premature withdrawal policy: 1% penalty on applicable rate.
Tenure: 2 Years · Quarterly compounding
| Deposit Amount | Maturity Amount | Interest Earned | Total Return |
|---|---|---|---|
| ₹25K | ₹28,863 | ₹3,863 | 15.5% |
| ₹50K | ₹57,727 | ₹7,727 | 15.5% |
| ₹1 Lakh | ₹1,15,454 | ₹15,454 | 15.5% |
| ₹2 Lakh | ₹2,30,908 | ₹30,908 | 15.5% |
| ₹5 Lakh | ₹5,77,270 | ₹77,270 | 15.5% |
| ₹10 Lakh | ₹11,54,540 | ₹1,54,540 | 15.5% |
| ₹25 Lakh | ₹28,86,349 | ₹3,86,349 | 15.5% |
| ₹50 Lakh | ₹57,72,698 | ₹7,72,698 | 15.5% |
| ₹1 Crore | ₹1,15,45,395 | ₹15,45,395 | 15.5% |
IndusInd Bank offers 2 Years Fixed Deposit at 7.25% p.a. for general citizens and 7.75% p.a. for senior citizens in 2026. Rates are subject to change.
A ₹5 Lakh FD in IndusInd Bank for 2 Years at 7.25% (quarterly compounding) will mature to approximately ₹5,77,270. The interest earned would be ₹77,270.
Yes, IndusInd Bank offers an additional benefit for senior citizens with a rate of 7.75% p.a. for 2 Years FD, which is 0.50% higher than the general rate.
The minimum deposit amount for IndusInd Bank Fixed Deposit is ₹10,000. Interest is compounded quarterly.
Yes, premature withdrawal is allowed. IndusInd Bank's premature withdrawal policy: 1% penalty on applicable rate. It's recommended to keep the FD till maturity for maximum returns.