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Post Office 5 Years FD for ₹50K

Maturity: ₹72,497 at 7.5% p.a. Interest earned: ₹22,497. Senior citizen maturity: ₹72,497.

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Post Office 5 Years FD for ₹50K — Key Details

Interest Rate (General)
7.5% p.a.
Senior Citizen Rate
7.5% p.a.
Min Deposit
₹1,000
Compounding
Quarterly

A ₹50K Fixed Deposit in Post Office for 5 Years at 7.5% p.a. (quarterly compounding) will mature to ₹72,497. You earn ₹22,497 as interest, giving a total return of 45.0% on your investment.

Frequently Asked Questions

What is the maturity amount for ₹50K FD in Post Office for 5 Years?

At 7.5% p.a. (quarterly compounding), ₹50K FD in Post Office for 5 Years matures to ₹72,497. Interest earned: ₹22,497. Senior citizen maturity: ₹72,497 at 7.5%.

What is Post Office 5 Years FD rate for ₹50K?

Post Office offers 7.5% p.a. for general citizens and 7.5% p.a. for senior citizens on 5 Years Fixed Deposit. The rate applies regardless of the deposit amount.

How much interest will I earn on ₹50K FD at Post Office?

For ₹50K at 7.5% for 5 Years, you would earn approximately ₹22,497 as interest, making total maturity ₹72,497. Senior citizens earn ₹22,497 at 7.5%.

Can I break my Post Office FD of ₹50K early?

Yes, premature withdrawal is allowed. Post Office's policy: Allowed after 6 months with penalty. You will receive a reduced interest rate on early withdrawal.

Is ₹50K FD at Post Office better than other banks?

Compare with other banks on this page to find the best rates. NBFC FDs typically offer higher rates but without DICGC insurance. Consider both rate and safety.