HDFC Bank 5 Years FD rate: 7% (general) & 7.5% (senior citizen). Maturity for ₹5 Lakh: ₹7,07,389.
| Year | Deposit | Interest Earned | Maturity Value |
|---|
HDFC Bank offers 5 Years Fixed Deposit at 7% p.a. for general citizens and 7.5% p.a. for senior citizens. Interest is compounded quarterly. Premature withdrawal policy: 1% penalty on applicable rate.
Tenure: 5 Years · Quarterly compounding
| Deposit Amount | Maturity Amount | Interest Earned | Total Return |
|---|---|---|---|
| ₹25K | ₹35,369 | ₹10,369 | 41.5% |
| ₹50K | ₹70,739 | ₹20,739 | 41.5% |
| ₹1 Lakh | ₹1,41,478 | ₹41,478 | 41.5% |
| ₹2 Lakh | ₹2,82,956 | ₹82,956 | 41.5% |
| ₹5 Lakh | ₹7,07,389 | ₹2,07,389 | 41.5% |
| ₹10 Lakh | ₹14,14,778 | ₹4,14,778 | 41.5% |
| ₹25 Lakh | ₹35,36,945 | ₹10,36,945 | 41.5% |
| ₹50 Lakh | ₹70,73,891 | ₹20,73,891 | 41.5% |
| ₹1 Crore | ₹1,41,47,782 | ₹41,47,782 | 41.5% |
HDFC Bank offers 5 Years Fixed Deposit at 7% p.a. for general citizens and 7.5% p.a. for senior citizens in 2026. Rates are subject to change.
A ₹5 Lakh FD in HDFC Bank for 5 Years at 7% (quarterly compounding) will mature to approximately ₹7,07,389. The interest earned would be ₹2,07,389.
Yes, HDFC Bank offers an additional benefit for senior citizens with a rate of 7.5% p.a. for 5 Years FD, which is 0.50% higher than the general rate.
The minimum deposit amount for HDFC Bank Fixed Deposit is ₹5,000. Interest is compounded quarterly.
Yes, premature withdrawal is allowed. HDFC Bank's premature withdrawal policy: 1% penalty on applicable rate. It's recommended to keep the FD till maturity for maximum returns.