ICICI Bank 5 Years FD rate: 6.9% (general) & 7.4% (senior citizen). Maturity for ₹5 Lakh: ₹7,03,921.
| Year | Deposit | Interest Earned | Maturity Value |
|---|
ICICI Bank offers 5 Years Fixed Deposit at 6.9% p.a. for general citizens and 7.4% p.a. for senior citizens. Interest is compounded quarterly. Premature withdrawal policy: 0.50% - 1% penalty on applicable rate.
Tenure: 5 Years · Quarterly compounding
| Deposit Amount | Maturity Amount | Interest Earned | Total Return |
|---|---|---|---|
| ₹25K | ₹35,196 | ₹10,196 | 40.8% |
| ₹50K | ₹70,392 | ₹20,392 | 40.8% |
| ₹1 Lakh | ₹1,40,784 | ₹40,784 | 40.8% |
| ₹2 Lakh | ₹2,81,568 | ₹81,568 | 40.8% |
| ₹5 Lakh | ₹7,03,921 | ₹2,03,921 | 40.8% |
| ₹10 Lakh | ₹14,07,842 | ₹4,07,842 | 40.8% |
| ₹25 Lakh | ₹35,19,605 | ₹10,19,605 | 40.8% |
| ₹50 Lakh | ₹70,39,211 | ₹20,39,211 | 40.8% |
| ₹1 Crore | ₹1,40,78,422 | ₹40,78,422 | 40.8% |
ICICI Bank offers 5 Years Fixed Deposit at 6.9% p.a. for general citizens and 7.4% p.a. for senior citizens in 2026. Rates are subject to change.
A ₹5 Lakh FD in ICICI Bank for 5 Years at 6.9% (quarterly compounding) will mature to approximately ₹7,03,921. The interest earned would be ₹2,03,921.
Yes, ICICI Bank offers an additional benefit for senior citizens with a rate of 7.4% p.a. for 5 Years FD, which is 0.50% higher than the general rate.
The minimum deposit amount for ICICI Bank Fixed Deposit is ₹10,000. Interest is compounded quarterly.
Yes, premature withdrawal is allowed. ICICI Bank's premature withdrawal policy: 0.50% - 1% penalty on applicable rate. It's recommended to keep the FD till maturity for maximum returns.