IDBI Bank 3 Years FD rate: 6.75% (general) & 7.25% (senior citizen). Maturity for ₹5 Lakh: ₹6,11,196.
| Year | Deposit | Interest Earned | Maturity Value |
|---|
IDBI Bank offers 3 Years Fixed Deposit at 6.75% p.a. for general citizens and 7.25% p.a. for senior citizens. Interest is compounded quarterly. Premature withdrawal policy: 1% penalty on applicable rate.
Tenure: 3 Years · Quarterly compounding
| Deposit Amount | Maturity Amount | Interest Earned | Total Return |
|---|---|---|---|
| ₹25K | ₹30,560 | ₹5,560 | 22.2% |
| ₹50K | ₹61,120 | ₹11,120 | 22.2% |
| ₹1 Lakh | ₹1,22,239 | ₹22,239 | 22.2% |
| ₹2 Lakh | ₹2,44,479 | ₹44,479 | 22.2% |
| ₹5 Lakh | ₹6,11,196 | ₹1,11,196 | 22.2% |
| ₹10 Lakh | ₹12,22,393 | ₹2,22,393 | 22.2% |
| ₹25 Lakh | ₹30,55,982 | ₹5,55,982 | 22.2% |
| ₹50 Lakh | ₹61,11,965 | ₹11,11,965 | 22.2% |
| ₹1 Crore | ₹1,22,23,930 | ₹22,23,930 | 22.2% |
IDBI Bank offers 3 Years Fixed Deposit at 6.75% p.a. for general citizens and 7.25% p.a. for senior citizens in 2026. Rates are subject to change.
A ₹5 Lakh FD in IDBI Bank for 3 Years at 6.75% (quarterly compounding) will mature to approximately ₹6,11,196. The interest earned would be ₹1,11,196.
Yes, IDBI Bank offers an additional benefit for senior citizens with a rate of 7.25% p.a. for 3 Years FD, which is 0.50% higher than the general rate.
The minimum deposit amount for IDBI Bank Fixed Deposit is ₹1,000. Interest is compounded quarterly.
Yes, premature withdrawal is allowed. IDBI Bank's premature withdrawal policy: 1% penalty on applicable rate. It's recommended to keep the FD till maturity for maximum returns.