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IDBI Bank FD Calculator 2026

Calculate IDBI Bank Fixed Deposit maturity amount. FD rates from 6.5% to 7% p.a.

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IDBI Bank FD Interest Rates 2026

Best FD Rate
7% p.a.
Senior Citizen Best
7.5% p.a.
Min Deposit
₹1,000
Premature Withdrawal
1% penalty on applicable rate

IDBI Bank offers Fixed Deposits across multiple tenures. Special scheme: Utsav FD - 7.20% for 375 days. Interest is compounded quarterly.

TenureGeneral RateSenior RateMaturity (₹1L)
6 Months6.5%7%₹1,03,276
1 Year6.8%7.3%₹1,06,975
2 Years7%7.5%₹1,14,888
3 Years6.75%7.25%₹1,22,239
5 Years6.5%7%₹1,38,042

Frequently Asked Questions

What are IDBI Bank FD interest rates in 2026?

IDBI Bank offers FD rates ranging from 6.5% to 7% p.a. for general citizens. Senior citizens get an additional 0.50% benefit.

What is the best IDBI Bank FD rate?

The best IDBI Bank FD rate for general citizens is 7% p.a. for 2 Years tenure, and 7.5% for senior citizens.

What is the minimum deposit for IDBI Bank FD?

The minimum deposit amount for IDBI Bank Fixed Deposit is ₹1,000. Interest is compounded quarterly.

Does IDBI Bank offer special FD schemes?

IDBI Bank offers: Utsav FD - 7.20% for 375 days. Check with the bank for the latest offers.

Is IDBI Bank FD safe?

Yes, IDBI Bank FDs are insured by DICGC (Deposit Insurance and Credit Guarantee Corporation) up to \u20B95 Lakh per depositor per bank.