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Indian Bank FD Calculator 2026

Calculate Indian Bank Fixed Deposit maturity amount. FD rates from 6.25% to 7.05% p.a.

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Maturity Breakdown
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Year-wise Growth
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Indian Bank FD Interest Rates 2026

Best FD Rate
7.05% p.a.
Senior Citizen Best
7.55% p.a.
Min Deposit
₹1,000
Premature Withdrawal
1% penalty on applicable rate

Indian Bank offers Fixed Deposits across multiple tenures. Special scheme: Ind Super 300 - 7.25% for 300 days. Interest is compounded quarterly.

TenureGeneral RateSenior RateMaturity (₹1L)
6 Months6.25%6.75%₹1,03,149
1 Year6.75%7.25%₹1,06,923
2 Years7.05%7.55%₹1,15,001
3 Years6.75%7.25%₹1,22,239
5 Years6.5%7%₹1,38,042

Frequently Asked Questions

What are Indian Bank FD interest rates in 2026?

Indian Bank offers FD rates ranging from 6.25% to 7.05% p.a. for general citizens. Senior citizens get an additional 0.50% benefit.

What is the best Indian Bank FD rate?

The best Indian Bank FD rate for general citizens is 7.05% p.a. for 2 Years tenure, and 7.55% for senior citizens.

What is the minimum deposit for Indian Bank FD?

The minimum deposit amount for Indian Bank Fixed Deposit is ₹1,000. Interest is compounded quarterly.

Does Indian Bank offer special FD schemes?

Indian Bank offers: Ind Super 300 - 7.25% for 300 days. Check with the bank for the latest offers.

Is Indian Bank FD safe?

Yes, Indian Bank FDs are insured by DICGC (Deposit Insurance and Credit Guarantee Corporation) up to \u20B95 Lakh per depositor per bank.