Shriram Finance 2 Years FD rate: 7.68% (general) & 7.93% (senior citizen). Maturity for ₹5 Lakh: ₹5,82,164.
| Year | Deposit | Interest Earned | Maturity Value |
|---|
Shriram Finance Limited offers 2 Years Fixed Deposit at 7.68% p.a. for general citizens and 7.93% p.a. for senior citizens. Interest is compounded quarterly. Premature withdrawal policy: Allowed after 3 months with penalty.
Tenure: 2 Years · Quarterly compounding
| Deposit Amount | Maturity Amount | Interest Earned | Total Return |
|---|---|---|---|
| ₹25K | ₹29,108 | ₹4,108 | 16.4% |
| ₹50K | ₹58,216 | ₹8,216 | 16.4% |
| ₹1 Lakh | ₹1,16,433 | ₹16,433 | 16.4% |
| ₹2 Lakh | ₹2,32,866 | ₹32,866 | 16.4% |
| ₹5 Lakh | ₹5,82,164 | ₹82,164 | 16.4% |
| ₹10 Lakh | ₹11,64,328 | ₹1,64,328 | 16.4% |
| ₹25 Lakh | ₹29,10,820 | ₹4,10,820 | 16.4% |
| ₹50 Lakh | ₹58,21,640 | ₹8,21,640 | 16.4% |
| ₹1 Crore | ₹1,16,43,279 | ₹16,43,279 | 16.4% |
Shriram Finance offers 2 Years Fixed Deposit at 7.68% p.a. for general citizens and 7.93% p.a. for senior citizens in 2026. Rates are subject to change.
A ₹5 Lakh FD in Shriram Finance for 2 Years at 7.68% (quarterly compounding) will mature to approximately ₹5,82,164. The interest earned would be ₹82,164.
Yes, Shriram Finance offers an additional benefit for senior citizens with a rate of 7.93% p.a. for 2 Years FD, which is 0.25% higher than the general rate.
The minimum deposit amount for Shriram Finance Fixed Deposit is ₹5,000. Interest is compounded quarterly.
Yes, premature withdrawal is allowed. Shriram Finance's premature withdrawal policy: Allowed after 3 months with penalty. It's recommended to keep the FD till maturity for maximum returns.