Shriram Finance 5 Years FD rate: 7.61% (general) & 7.86% (senior citizen). Maturity for ₹5 Lakh: ₹7,28,898.
| Year | Deposit | Interest Earned | Maturity Value |
|---|
Shriram Finance Limited offers 5 Years Fixed Deposit at 7.61% p.a. for general citizens and 7.86% p.a. for senior citizens. Interest is compounded quarterly. Premature withdrawal policy: Allowed after 3 months with penalty.
Tenure: 5 Years · Quarterly compounding
| Deposit Amount | Maturity Amount | Interest Earned | Total Return |
|---|---|---|---|
| ₹25K | ₹36,445 | ₹11,445 | 45.8% |
| ₹50K | ₹72,890 | ₹22,890 | 45.8% |
| ₹1 Lakh | ₹1,45,780 | ₹45,780 | 45.8% |
| ₹2 Lakh | ₹2,91,559 | ₹91,559 | 45.8% |
| ₹5 Lakh | ₹7,28,898 | ₹2,28,898 | 45.8% |
| ₹10 Lakh | ₹14,57,796 | ₹4,57,796 | 45.8% |
| ₹25 Lakh | ₹36,44,490 | ₹11,44,490 | 45.8% |
| ₹50 Lakh | ₹72,88,980 | ₹22,88,980 | 45.8% |
| ₹1 Crore | ₹1,45,77,961 | ₹45,77,961 | 45.8% |
Shriram Finance offers 5 Years Fixed Deposit at 7.61% p.a. for general citizens and 7.86% p.a. for senior citizens in 2026. Rates are subject to change.
A ₹5 Lakh FD in Shriram Finance for 5 Years at 7.61% (quarterly compounding) will mature to approximately ₹7,28,898. The interest earned would be ₹2,28,898.
Yes, Shriram Finance offers an additional benefit for senior citizens with a rate of 7.86% p.a. for 5 Years FD, which is 0.25% higher than the general rate.
The minimum deposit amount for Shriram Finance Fixed Deposit is ₹5,000. Interest is compounded quarterly.
Yes, premature withdrawal is allowed. Shriram Finance's premature withdrawal policy: Allowed after 3 months with penalty. It's recommended to keep the FD till maturity for maximum returns.