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IDFC First Bank FD Calculator 2026

Calculate IDFC First Bank Fixed Deposit maturity amount. FD rates from 6.5% to 7% p.a.

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IDFC First Bank FD Interest Rates 2026

Best FD Rate
7% p.a.
Senior Citizen Best
7.5% p.a.
Min Deposit
₹10,000
Premature Withdrawal
0.50% penalty on applicable rate

IDFC First Bank offers Fixed Deposits across multiple tenures. Interest is compounded quarterly.

TenureGeneral RateSenior RateMaturity (₹1L)
6 Months6.5%7%₹1,03,276
1 Year6.9%7.4%₹1,07,081
2 Years7%7.5%₹1,14,888
3 Years7%7.5%₹1,23,144
5 Years7%7.5%₹1,41,478

Frequently Asked Questions

What are IDFC First Bank FD interest rates in 2026?

IDFC First Bank offers FD rates ranging from 6.5% to 7% p.a. for general citizens. Senior citizens get an additional 0.50% benefit.

What is the best IDFC First Bank FD rate?

The best IDFC First Bank FD rate for general citizens is 7% p.a. for 2 Years tenure, and 7.5% for senior citizens.

What is the minimum deposit for IDFC First Bank FD?

The minimum deposit amount for IDFC First Bank Fixed Deposit is ₹10,000. Interest is compounded quarterly.

Does IDFC First Bank offer special FD schemes?

IDFC First Bank currently does not have any special FD scheme. Check with the bank for the latest offers.

Is IDFC First Bank FD safe?

Yes, IDFC First Bank FDs are insured by DICGC (Deposit Insurance and Credit Guarantee Corporation) up to \u20B95 Lakh per depositor per bank.