PNB Housing 5 Years FD rate: 7.25% (general) & 7.5% (senior citizen). Maturity for ₹5 Lakh: ₹7,16,130.
| Year | Deposit | Interest Earned | Maturity Value |
|---|
PNB Housing Finance offers 5 Years Fixed Deposit at 7.25% p.a. for general citizens and 7.5% p.a. for senior citizens. Interest is compounded quarterly. Premature withdrawal policy: Allowed after 3 months with penalty.
Tenure: 5 Years · Quarterly compounding
| Deposit Amount | Maturity Amount | Interest Earned | Total Return |
|---|---|---|---|
| ₹25K | ₹35,807 | ₹10,807 | 43.2% |
| ₹50K | ₹71,613 | ₹21,613 | 43.2% |
| ₹1 Lakh | ₹1,43,226 | ₹43,226 | 43.2% |
| ₹2 Lakh | ₹2,86,452 | ₹86,452 | 43.2% |
| ₹5 Lakh | ₹7,16,130 | ₹2,16,130 | 43.2% |
| ₹10 Lakh | ₹14,32,261 | ₹4,32,261 | 43.2% |
| ₹25 Lakh | ₹35,80,651 | ₹10,80,651 | 43.2% |
| ₹50 Lakh | ₹71,61,303 | ₹21,61,303 | 43.2% |
| ₹1 Crore | ₹1,43,22,606 | ₹43,22,606 | 43.2% |
PNB Housing offers 5 Years Fixed Deposit at 7.25% p.a. for general citizens and 7.5% p.a. for senior citizens in 2026. Rates are subject to change.
A ₹5 Lakh FD in PNB Housing for 5 Years at 7.25% (quarterly compounding) will mature to approximately ₹7,16,130. The interest earned would be ₹2,16,130.
Yes, PNB Housing offers an additional benefit for senior citizens with a rate of 7.5% p.a. for 5 Years FD, which is 0.25% higher than the general rate.
The minimum deposit amount for PNB Housing Fixed Deposit is ₹10,000. Interest is compounded quarterly.
Yes, premature withdrawal is allowed. PNB Housing's premature withdrawal policy: Allowed after 3 months with penalty. It's recommended to keep the FD till maturity for maximum returns.