Calculate India Post Office Fixed Deposit maturity amount. FD rates from 6.9% to 7.5% p.a.
| Year | Deposit | Interest Earned | Maturity Value |
|---|
India Post Office offers Fixed Deposits across multiple tenures. Special scheme: 5-year Tax Saver FD - 7.50% (Sec 80C benefit). Interest is compounded quarterly.
| Tenure | General Rate | Senior Rate | Maturity (₹1L) |
|---|---|---|---|
| 1 Year | 6.9% | 6.9% | ₹1,07,081 |
| 2 Years | 7% | 7% | ₹1,14,888 |
| 3 Years | 7.1% | 7.1% | ₹1,23,508 |
| 5 Years | 7.5% | 7.5% | ₹1,44,995 |
Post Office offers FD rates ranging from 6.9% to 7.5% p.a. for general citizens. Senior citizens get an additional 0.00% benefit.
The best Post Office FD rate for general citizens is 7.5% p.a. for 5 Years tenure, and 7.5% for senior citizens.
The minimum deposit amount for Post Office Fixed Deposit is ₹1,000. Interest is compounded quarterly.
Post Office offers: 5-year Tax Saver FD - 7.50% (Sec 80C benefit). Check with the bank for the latest offers.
Post Office is an NBFC regulated by RBI. While NBFC FDs are not covered by DICGC insurance, Post Office has a strong credit rating and track record.